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Vorneo Property

Property Articles & Guides

Tips, guides, and insights on property in Indonesia, with a local Kalimantan touch.

Understanding Taxes in Property Transactions Legal & Documents

Understanding Taxes in Property Transactions

A practical guide to the taxes involved in buying and selling property in Indonesia, covering the seller's income tax, the buyer's acquisition duty, and why both must be paid before any deed can be signed.

June 27, 2026 5 min read
The Role of Notaries and PPAT in Property Deals Legal & Documents

The Role of Notaries and PPAT in Property Deals

A clear guide to understanding how notaries and PPAT officers work together in Indonesian property transactions, from drafting the deed of sale to completing the title transfer at BPN.

June 22, 2026 6 min read
A Complete Guide to Buying Your First Home First-Time Buyer

A Complete Guide to Buying Your First Home

A step by step guide to buying your first home with confidence, from preparing funds to checking legality and inspecting the property.

June 20, 2026 4 min read
Understanding the Certificate Transfer Process Legal & Documents

Understanding the Certificate Transfer Process

A practical guide to transferring a land certificate title after a property purchase in Indonesia, covering the role of a PPAT, required documents, and tax obligations.

June 17, 2026 6 min read
How to Verify a Land Certificate Legal & Documents

How to Verify a Land Certificate

A practical guide to verifying land certificate authenticity before a property transaction, covering certificate types, online tools, and red flags to watch for.

June 12, 2026 6 min read
Understanding SHM HGB and AJB Documents Legal & Documents

Understanding SHM HGB and AJB Documents

A practical guide to three key property documents in Indonesia, SHM, HGB, and AJB, including how to verify certificates and transfer ownership after a sale.

June 7, 2026 6 min read
Spotting Property Priced Below Market Property Investment

Spotting Property Priced Below Market

A practical guide to identifying underpriced property in Indonesia, understanding why sellers price low, and how to verify real value before committing to a purchase.

June 2, 2026 6 min read
Buying Property to Rent It Out Property Investment

Buying Property to Rent It Out

A practical guide to choosing, calculating, and managing an investment property that generates rental income, from landed houses to shophouses.

May 23, 2026 6 min read
The Upsides and Risks of Land Plot Investment Property Investment

The Upsides and Risks of Land Plot Investment

A practical guide to understanding the benefits and risks of investing in land plots in Indonesia, covering certificates, taxes, and what to check before you buy.

May 18, 2026 7 min read
How to Estimate Property Returns Property Investment

How to Estimate Property Returns

A practical guide to understanding rental yield, ROI, and the costs involved so you can assess for yourself whether a property is worth buying as an investment.

May 13, 2026 7 min read
How to Pick Property Locations With Growth Potential Property Investment

How to Pick Property Locations With Growth Potential

A practical guide to choosing the right property investment location, from reading neighbourhood signals and understanding asset types to estimating returns in simple terms.

May 8, 2026 6 min read
Choosing Between Land House or Shophouse Investment Property Investment

Choosing Between Land House or Shophouse Investment

A practical guide to understanding the differences, return potential, and risks of investing in vacant land, residential houses, and shophouses so you can choose what fits your goals.

May 3, 2026 7 min read
Property Investment Basics for Beginners Property Investment

Property Investment Basics for Beginners

An introductory guide to property investment in Indonesia, covering asset types, certificate legality, yield calculations, and how to identify a promising location.

April 24, 2026 6 min read
How to Prepare Your House Before Selling Selling & Renting

How to Prepare Your House Before Selling

A practical guide to getting your property ready for sale, covering legal documents, physical condition, home staging, pricing strategy, and marketing channels to help you sell faster and smarter.

April 19, 2026 6 min read
Key Points in a Home Rental Agreement Selling & Renting

Key Points in a Home Rental Agreement

A practical guide to the essential clauses in a home rental agreement, helping both landlords and tenants protect their interests from day one.

April 14, 2026 7 min read
A Guide to Renting Out Your House Safely Selling & Renting

A Guide to Renting Out Your House Safely

A practical guide for homeowners who want to rent out their property safely, covering how to set the right rental price, draft a legally sound lease agreement, and understand tax obligations.

April 9, 2026 6 min read
Considerations for Choosing a House Orientation Home & Lifestyle

Considerations for Choosing a House Orientation

A house's orientation affects daily thermal comfort, natural lighting, and energy costs in ways that are easy to overlook when buying property. This article walks you through the key factors to evaluate before settling on a direction.

April 8, 2026 6 min read
Tips for Photographing Property to Attract Buyers Selling & Renting

Tips for Photographing Property to Attract Buyers

A practical guide to photographing your property in a way that catches the attention of potential buyers on online portals, from preparing each room to getting the camera angle right.

April 4, 2026 6 min read
Creating a Healthy Home With Good Air Flow Home & Lifestyle

Creating a Healthy Home With Good Air Flow

A practical guide to improving natural ventilation and air circulation in a tropical home so it stays cool, healthy, and comfortable year-round without heavy reliance on air conditioning.

April 3, 2026 6 min read
How to Set a Fair Asking Price for Your House Selling & Renting

How to Set a Fair Asking Price for Your House

A practical guide to pricing your home based on market value, property condition, and document readiness so you can sell faster and at a price you feel good about.

March 25, 2026 8 min read
How to Keep a Home Cool in a Tropical Climate Home & Lifestyle

How to Keep a Home Cool in a Tropical Climate

A practical guide to designing and arranging your home for natural coolness in Indonesia's tropical climate, covering ventilation, materials, and smart design choices.

March 24, 2026 5 min read
Strategies to Sell Your House Faster Selling & Renting

Strategies to Sell Your House Faster

A practical guide to preparing your property, setting the right asking price, and marketing effectively so your home sells faster and at a satisfying result.

March 20, 2026 6 min read
Budget Renovation Ideas for Small Homes Home & Lifestyle

Budget Renovation Ideas for Small Homes

A practical guide to renovating a small home on a limited budget, from structural priorities to simple tricks that create a more spacious and comfortable living space.

March 19, 2026 6 min read
Understanding Subsidized Housing Programs in Indonesia Mortgage & Financing

Understanding Subsidized Housing Programs in Indonesia

A clear guide to Indonesia's FLPP subsidized home loan program, covering who qualifies, how to apply, and what to expect from the government's low-interest mortgage scheme.

March 15, 2026 7 min read
Tips for Buying Land in South Kalimantan South Kalimantan

Tips for Buying Land in South Kalimantan

A practical guide to buying land in South Kalimantan, covering wetland and peat soil conditions, certificate status checks, flood risk assessment, and key steps before signing any agreement.

March 14, 2026 7 min read
Understanding Fixed and Floating Mortgage Rates Mortgage & Financing

Understanding Fixed and Floating Mortgage Rates

A practical guide to understanding the difference between fixed and floating mortgage rates in Indonesia and how to choose the right option for your financial situation.

March 10, 2026 6 min read
Property Prospects in the Growing City of Banjarbaru South Kalimantan

Property Prospects in the Growing City of Banjarbaru

Banjarbaru is emerging as a new hub for residential living and property investment in South Kalimantan, backed by improving infrastructure, government housing programs, and its strategic position outside Banjarmasin.

March 9, 2026 6 min read
Tips to Improve Your Mortgage Approval Odds Mortgage & Financing

Tips to Improve Your Mortgage Approval Odds

Practical steps to strengthen your KPR application before you walk into a bank, from cleaning up your credit history to getting your paperwork in order.

March 5, 2026 6 min read
Getting to Know Kalimantan Stilt Houses South Kalimantan

Getting to Know Kalimantan Stilt Houses

An introduction to the vernacular stilt house architecture of South Kalimantan, exploring its wetland origins and what it still has to teach us about building wisely today.

March 4, 2026 7 min read
How to Read a Mortgage Installment Simulation Mortgage & Financing

How to Read a Mortgage Installment Simulation

A practical guide to understanding KPR installment simulations so you can choose the right tenor, down payment, and interest type before applying for a home loan in Indonesia.

February 26, 2026 6 min read
Growing Areas In and Around Banjarmasin South Kalimantan

Growing Areas In and Around Banjarmasin

An educational guide to the neighborhoods and corridors gaining momentum around Banjarmasin and South Kalimantan, covering land conditions, vernacular building wisdom, and practical property considerations.

February 25, 2026 6 min read
Understanding Sharia and Conventional Mortgages Mortgage & Financing

Understanding Sharia and Conventional Mortgages

A practical guide to the key differences between sharia and conventional home financing in Indonesia, so you can choose the mortgage structure that fits your needs and values.

February 21, 2026 6 min read
Tips for Building Flood Resistant Homes in Wetland Areas South Kalimantan

Tips for Building Flood Resistant Homes in Wetland Areas

A practical guide to building or choosing a flood-resistant home in the wetlands of South Kalimantan, drawing on local construction wisdom and modern engineering principles.

February 20, 2026 7 min read
Documents and Requirements for a Mortgage Application Mortgage & Financing

Documents and Requirements for a Mortgage Application

A practical guide to the documents and eligibility requirements you need before applying for a home loan in Indonesia, with tips to improve your chances of approval.

February 16, 2026 6 min read
Characteristics of Homes on Banjarmasin Wetlands South Kalimantan

Characteristics of Homes on Banjarmasin Wetlands

An educational guide to understanding how homes are built on Banjarmasin's wetlands, covering traditional stilt architecture, flood-resistant materials, construction techniques, and key considerations before buying property in South Kalimantan.

February 15, 2026 7 min read
How a Mortgage Works and What to Prepare Mortgage & Financing

How a Mortgage Works and What to Prepare

A practical guide to understanding how a home mortgage works in Indonesia, covering down payments, interest types, the difference between conventional and Islamic financing, and the costs to expect.

February 11, 2026 6 min read
Finding the Right Time to Buy a House Tips & Inspection

Finding the Right Time to Buy a House

A practical guide to understanding when your finances and the market are ready for a home purchase, with inspection tips and what to check before you commit.

February 10, 2026 6 min read
Tips for Negotiating a House Price First-Time Buyer

Tips for Negotiating a House Price

A practical guide to negotiating a home purchase price with confidence, from researching the market to knowing when to walk away so you never pay more than a property is worth.

February 6, 2026 6 min read
How to Check a House Water and Drainage System Tips & Inspection

How to Check a House Water and Drainage System

A practical guide to inspecting a home's plumbing and drainage before you buy, helping you avoid costly surprises and flood-prone properties.

February 5, 2026 7 min read
Hidden Costs People Forget When Buying a House First-Time Buyer

Hidden Costs People Forget When Buying a House

Beyond the listing price, buying a home in Indonesia comes with a range of additional costs that can catch first-time buyers off guard if they are not planned for in advance.

January 27, 2026 6 min read
What to Check About a Home Neighborhood Tips & Inspection

What to Check About a Home Neighborhood

A practical guide to evaluating the neighborhood around a home before buying, covering flood risk, drainage, road access, safety, and community feel.

January 26, 2026 5 min read
How to Calculate What House You Can Afford First-Time Buyer

How to Calculate What House You Can Afford

A practical guide to understanding your financial capacity before buying a home, covering instalment limits, down payments, extra costs, and government subsidy programs.

January 22, 2026 6 min read
How to Avoid Property Scams Tips & Inspection

How to Avoid Property Scams

A practical guide to spotting property fraud and protecting yourself, from checking document legitimacy to choosing a licensed notary for your transaction.

January 21, 2026 6 min read
Choosing Between a New and a Secondhand House First-Time Buyer

Choosing Between a New and a Secondhand House

A practical guide to weighing the pros and cons of new versus secondhand houses so you can make a confident decision that fits your budget and your family's needs.

January 17, 2026 7 min read
Signs of a Well Built House Tips & Inspection

Signs of a Well Built House

A practical guide to spotting quality construction during a property inspection, covering walls, foundations, drainage, and the documents that back it all up.

January 16, 2026 5 min read
Common First-Time Buyer Mistakes and How to Avoid Them First-Time Buyer

Common First-Time Buyer Mistakes and How to Avoid Them

A practical look at the most common missteps first-time home buyers make in Indonesia, and what you can do to sidestep each one before signing anything.

January 12, 2026 7 min read
A Checklist for Inspecting a Secondhand House Tips & Inspection

A Checklist for Inspecting a Secondhand House

A practical inspection checklist for secondhand homes covering structural condition, drainage, and document legality so you can make an informed decision before signing anything.

January 11, 2026 7 min read
Buying a House With a Mortgage or Cash First-Time Buyer

Buying a House With a Mortgage or Cash

A practical guide to choosing between a mortgage and cash payment when buying your first home, covering costs, financial readiness, and what to watch out for before signing.

January 7, 2026 7 min read
How to Avoid Land Disputes When Buying Legal & Documents

How to Avoid Land Disputes When Buying

A practical guide to understanding land rights, verifying certificates, and completing the right legal steps before buying property in Indonesia.

January 6, 2026 6 min read
How to Save for a Home Down Payment Early First-Time Buyer

How to Save for a Home Down Payment Early

A practical guide to building your home down payment fund step by step, including how to handle extra purchase costs and make the most of government subsidy programs.

January 2, 2026 6 min read